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Accommodation types compared

The main ways newcomers live in their first year, and the trade-offs between them.

Reviewed
21 Oct 2026
Next review
21 Oct 2027
Source
Future Lane editorial

Homestay

Often suits
Younger students, first months
Usually includes
Furnished room · Some or all meals · Utilities
Watch out for
House rules and curfews · Less independence · Travel distance to campus
Typical commitment
Weekly or by term

Student accommodation (halls)

Often suits
First-year students who want community
Usually includes
Furnished room · Utilities and Wi-Fi · Pastoral support
Watch out for
Fixed contract length · Limited space · May close over breaks
Typical commitment
Academic year

Room in a shared flat

Often suits
Students and young professionals after settling in
Usually includes
Your room (furnished or not) · Shared kitchen and lounge
Watch out for
Bond and rent in advance · Splitting bills fairly · Rental scams when searching from overseas
Typical commitment
Periodic or fixed-term tenancy

Whole house or apartment

Often suits
Families and couples
Usually includes
Privacy and space · Your own tenancy
Watch out for
Higher upfront costs · Furniture and appliances · School zones for families
Typical commitment
Usually fixed-term (often 12 months)
Assumptions
General patterns only. Individual providers and landlords vary.
Included
Common living arrangements for students and families in their first year.
Not included
Prices, which vary widely by city, suburb and season. Use the budget planner with your own figures.

Editorial note: Editorial comparison by Future Lane. No provider has paid to appear.

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